Specialized IRA Services Complaints and Reviews 2024

Are you uncertain as to whether Specialized IRA Services is a reputable retirement services provider? Do they have complaints online? Carefully peruse our review of Specialized IRA Services to determine if this is the correct firm for you.

What Is Specialized IRA Services?

Specialized IRA Services Complaints

Specialized IRA Services is a financial services company that offers retirement solutions to clients so that they can enjoy their retirement years without having to return to the workforce. The company offers self-directed IRAs in addition to a variety of investment options.

Specialized IRA Services Review Summary


Albuquerque, New Mexico


6100 Indian School Rd NE Ste 215

Albuquerque, NM 87110-4137

Year Founded:



Edwin Kelly (CEO)




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Specialized IRA Services Complaints

The Better Business Bureau lists 8 customer complaints and 11 customer reviews for Specialized IRA Services. They have been BBB-accredited since 2017.

Specialized IRA Services BBB

In addition, they have a 2-star rating and 16 customer reviews on Yelp, the majority of which are complaints from dissatisfied customers.

Specialized IRA Services Yelp

Surprisingly, the company lacks reviews, complaints, or ratings from the Business Consumer Alliance, Trustlink, Trustpilot, and numerous other consumer protection websites.

Specialized IRA Services Products 

As previously stated, Specialized IRA Services provides both investment accounts and a variety of investment options. Available accounts include Traditional IRA, Roth IRA, SEP IRA, SIMPLE IRA, Individual 401 (k), and Education Savings Account. Real Estate, Private Placement, Precious Metals, Managed Futures, Forex, Hedge Funds, Limited Partnerships, Multi-member LLCs, REITs, Trust Deeds, and Tax Liens are among the available investment options.

How Do Specialized IRA Services Work?

Specialized IRA Services offers all of its services on its website. They have a ‘resources’ section where you can access information regarding fees, investment resources, and other pertinent data. Downloadable forms for account applications, investments, and account maintenance are also available. If you encounter any problems during the application process, Specialized IRA Services’ devoted support staff is available to assist you.

Specialized IRA Services Fee Schedule

Similar to the majority of businesses, Specialized IRA Services charges annual fees based on the value of your investment. Their fundamental pricing structure is as follows:

  • Standard Account Activation Fees: $95
  • Concierge Account Activation Fee: $225
  • Account Termination Fee: $200

Pros of Specialized IRA Services

  • Excellent Customer Service

Their customer service ranks among the finest in the field. A customer service representative is always available through their live chat support to answer your inquiries, address your concerns, and provide you with vital information.

  • Multiple Investment Options

IRA Services provides a variety of self-directed accounts and investment choices. This allows you to select the assets that best align with your investment strategy and objectives.

  • Accredited By the BBB

Despite the negative reviews and complaints, Specialized IRA Services are not only BBB-accredited but also have an A+ rating on the platform; consequently, they’ve earned their customers’ trust.

Cons of Specialized IRA Services

  • Sliding Scale Fees

They charge fees based on a sliding scale, which are notoriously costly. We recommend that you instead choose a company with low flat-rate fees.

  • Lacks Online Reviews

Specialized IRA Services lacks reviews on many third-party review platforms, with the exception of a few on the Better Business Bureau and Yelp. We always recommend businesses with reviews on all of the main review websites.

  • Does Not Offer Crypto

Specialized IRA Services does not offer Bitcoin IRAs, thereby restricting their clients’ investment options.

Is there a Better Alternative to Specialized IRA Services?

Yes, Goldco is our number one alternative self-directed IRA provider recommendation. Multiple online platforms have awarded them a spotless five-star rating, and their IRA fees are among the lowest in the industry.

Is Specialized IRA Services Legit?

Yes, Specialized IRA Services is a legitimate government-registered business. In addition, they have a physical address that can be verified and are managed by qualified personnel.

Specialized IRA Services Alternatives


Specialized IRA Services is a custodian for self-directed IRAs that allow customers to invest in non-traditional assets. Their objective is to help retirees achieve financial independence and avoid financial hardship.

The disadvantage of Specialized IRA Services is their costly sliding scale fees. In addition, they do not offer crypto IRAs and lack reviews on numerous online review websites.

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