Looking for honest Perpetual Assets reviews before investing in gold, silver, or cryptocurrency? With rising economic uncertainty driving more investors toward alternative assets, many people are asking whether Perpetual Assets is a trustworthy company or one to avoid. In this comprehensive review, we’ll examine the company’s precious metals and crypto investment services, reputation, fees, customer feedback, and retirement solutions to help you determine whether Perpetual Assets is legitimate — or if there are better options available for protecting and diversifying your wealth.
Perpetual Assets Reviews: Quick Summary
| Feature | Details |
|---|---|
| Company Name | Perpetual Assets |
| Founded | 2013 |
| Headquarters | Sheridan |
| Products Offered | Gold, Silver, Cryptocurrency IRAs |
| IRA Services | Self-Directed LLC IRAs |
| Crypto IRA Support | Yes |
| Precious Metals IRA | Yes |
| Storage Options | IRS-Approved Depositories |
| Minimum Investment | Contact Company |
| Buyback Program | Yes |
| Best For | Investors seeking both crypto and precious metals retirement diversification |
| Overall Rating | ★★☆☆☆ 2/5 (poor) |
Avoid Scams! See Our #1 Rated Gold IRA Firm Now →
What Is Perpetual Assets?
Founded in 2013 and headquartered in Sheridan, Perpetual Assets is a precious metals and cryptocurrency investment company that primarily serves U.S. investors seeking alternative retirement solutions. The company specializes in self-directed LLC IRA accounts, allowing clients to invest in both physical precious metals and digital assets. Perpetual Assets stands out as one of the few firms offering both precious metals IRAs and crypto self-directed IRAs under one platform.
Perpetual Assets Products & Services
LLC IRA (Checkbook Control IRA)
Perpetual Assets specializes in Self-Directed LLC IRAs, commonly known as “Checkbook Control IRAs.” This structure gives investors direct control over their retirement funds, allowing them to make investment decisions without needing custodian approval for every transaction. The setup makes it easier to quickly invest in alternative assets such as precious metals, cryptocurrencies, real estate, and private investments.
Cryptocurrency Trade Desk
The company also offers a cryptocurrency trading platform designed for retirement and personal investment accounts. Clients can purchase digital assets like Bitcoin and Ethereum while receiving assistance with onboarding, identity verification (KYC/AML), and trade execution.
Precious Metals Services
Perpetual Assets provides access to physical gold and silver investments, including acquisition, secure storage, and retirement account integration. The company works with insured and segregated vault storage facilities to help protect clients’ bullion holdings.
Metals-Backed Visa Debit Card
One of the company’s more unique offerings is its metals-backed Visa debit card. This service allows clients to hold physical precious metals in secure vaults and convert them into spendable funds in real time using a Visa debit card for everyday purchases.
How Does Perpetual Assets Work?
Getting started with Perpetual Assets typically involves setting up a Self-Directed LLC IRA, also known as a Checkbook Control IRA. According to the company, the setup process generally takes between 3 and 6 weeks to complete. Their turnkey LLC IRA solution reportedly costs around $1,997 and includes establishing an IRS-approved custodian account, filing the LLC formation paperwork, and obtaining an Employer Identification Number (EIN).
Step-by-Step Setup Process
1. Submit Your Application
The process begins by completing the online application through the company’s IRA setup form. Investors provide the necessary personal and retirement account information to initiate the account creation process.
2. Complete KYC & AML Verification
Perpetual Assets guides clients through the required Know Your Customer (KYC) and Anti-Money Laundering (AML) compliance procedures to verify identity and meet federal regulations.
3. Form Your IRA-Owned LLC
The company then prepares and files the legal documents needed to establish an IRA-owned Limited Liability Company (LLC). This structure gives investors direct “checkbook control” over their retirement funds, allowing faster investment execution without relying on custodians for every transaction.
4. Fund the Self-Directed IRA
Clients can transfer or roll over funds from existing retirement accounts such as a 401(k) or traditional IRA into the newly established self-directed IRA. Once funded, the money is transferred into the LLC’s dedicated bank account.
5. Purchase Assets
After funding is complete, investors can use Perpetual Assets’ Over-The-Counter (OTC) trading desk to purchase physical precious metals or invest in cryptocurrencies like Bitcoin and Ethereum.
Perpetual Assets Pros & Cons
Pros
Direct Checkbook Control
One of the biggest advantages of Perpetual Assets is its Self-Directed LLC IRA structure, which gives investors direct control over their retirement funds. This “checkbook control” setup allows clients to execute investments, purchase precious metals, or invest in alternative assets without waiting for custodian approval for every transaction.
Portfolio Diversification
Perpetual Assets enables investors to combine traditional hard assets such as physical gold and silver with digital assets like Bitcoin and Ethereum inside a single tax-advantaged retirement account. This approach appeals to investors seeking broader diversification beyond stocks and bonds.
Potential Inflation Protection
Many investors use precious metals and cryptocurrencies as a hedge against inflation, currency depreciation, and economic uncertainty. Perpetual Assets’ investment model is designed for individuals looking to diversify their retirement savings during volatile market conditions.
Personalized Customer Support
The company is known for offering hands-on customer service and educational assistance, particularly for investors interested in navigating both precious metals and cryptocurrency retirement investing.
Cons
Expensive Setup Fees
Setting up a Self-Directed LLC IRA can be significantly more expensive than opening a traditional IRA. Perpetual Assets’ setup costs reportedly start at around $1,997, which may be too costly for smaller investors.
Complex Account Structure
While checkbook control offers flexibility, it also comes with additional responsibilities. Investors must ensure their LLC and retirement accounts remain compliant with IRS regulations and state filing requirements, which can be challenging for beginners.
Higher Minimum Funding Requirements
Because of the setup and ongoing maintenance costs associated with LLC IRAs, these accounts generally make more financial sense for investors with larger retirement balances. Smaller accounts may find the fees difficult to justify over time.
Cut out the high fees. Click here to compare the best-rated Gold IRA companies →
Perpetual Assets Reviews and Ratings
At the time of writing this Perpetual Assets reviews guide, Perpetual Assets does not appear to be accredited by the Better Business Bureau. Additionally, the company has very limited customer feedback available across major consumer review platforms such as Trustpilot, TrustLink, Yelp, and the Business Consumer Alliance.
The lack of substantial third-party reviews may make it more difficult for prospective investors to independently verify customer experiences, service quality, and long-term reliability. As with any retirement investment company, investors should conduct thorough due diligence before committing funds.
Is Perpetual Assets Legitimate?
Based on our research, Perpetual Assets appears to be a legitimate company rather than a scam. The firm has reportedly been operating since 2013 and offers specialized retirement investment services focused on precious metals and cryptocurrency self-directed IRAs. The company is properly registered and publicly operates within the United States.
However, while Perpetual Assets appears legitimate, prospective investors should still exercise caution and conduct independent research before opening an account. The company has limited third-party customer reviews available online, which may make it harder to evaluate long-term customer satisfaction and overall service quality compared to more established precious metals IRA providers.
Perpetual Assets vs. Augusta Precious Metals
| Feature | Perpetual Assets | Augusta Precious Metals |
|---|---|---|
| Founded | 2013 | 2012 |
| Main Focus | Self-Directed LLC IRAs, Crypto & Precious Metals | Gold & Silver IRAs |
| Cryptocurrency Support | Yes | No |
| Checkbook Control IRA | Yes | No |
| Precious Metals IRA | Yes | Yes |
| Minimum Investment | Not publicly disclosed | $50,000 |
| Customer Reviews | Very limited online reviews | Strong ratings across Trustpilot, BBB, BCA, and TrustLink |
| BBB Accreditation | Not accredited | A+ Rated |
| Best For | Experienced investors seeking crypto + metals flexibility | Retirement investors seeking simplicity, education, and transparency |
| Account Complexity | Advanced LLC structure | Beginner-friendly setup |
| Educational Support | Moderate | Extensive educational resources and webinars |
| Overall Rating | ★★☆☆☆ 2/5 | ★★★★★ 4.9/5 |
Which Company Is Better?
Perpetual Assets may appeal to advanced investors who want maximum control over their retirement accounts and the ability to hold both cryptocurrencies and physical precious metals within a Self-Directed LLC IRA. Its checkbook control structure provides flexibility, but it also comes with greater complexity, higher setup costs, and additional compliance responsibilities.
By comparison, Augusta Precious Metals is generally better suited for retirement investors looking for a simpler, more guided Gold IRA experience. Augusta is widely recognized for its education-first approach, transparent pricing, lifetime customer support, and strong third-party reputation. The company also maintains excellent customer feedback across major review platforms.
If your primary goal is long-term retirement diversification through gold and silver with strong customer support and minimal complexity, Augusta may be the stronger choice. However, if you specifically want cryptocurrency exposure and direct “checkbook control” over alternative investments, Perpetual Assets may be worth considering despite its more advanced structure.
Learn More About Augusta Precious Metals →
Perpetual Assets Reviews Conclusion
Perpetual Assets may appeal to investors seeking greater control over their retirement funds through Self-Directed LLC IRAs and alternative investments such as physical precious metals and cryptocurrencies. Its checkbook control structure, crypto integration, and precious metals services make it a unique option within the retirement investment industry.
That said, the company’s relatively high setup costs, complex LLC structure, and limited online customer feedback may not make it the ideal choice for every investor — particularly beginners or those with smaller retirement balances.
For investors seeking a more traditional precious metals IRA experience with stronger third-party ratings, simplified account setup, and extensive customer reviews, it may also be worthwhile to compare other top-rated Gold IRA companies before making a final decision.
Frequently Asked Questions
What is Perpetual Assets?
Perpetual Assets is a U.S.-based company that specializes in Self-Directed LLC IRAs, precious metals investments, and cryptocurrency retirement accounts. The company allows investors to diversify their retirement portfolios with alternative assets such as gold, silver, and digital currencies.
Is Perpetual Assets legitimate?
Yes, Perpetual Assets appears to be a legitimate company that has reportedly been operating since 2013. However, the company has limited third-party customer reviews online, so investors should still perform their own due diligence before investing.
What is a Checkbook Control IRA?
A Checkbook Control IRA is a type of Self-Directed IRA structured through an LLC. It gives investors direct control over their retirement funds, allowing them to make investments without requiring custodian approval for every transaction.
Does Perpetual Assets offer cryptocurrency IRAs?
Yes. Perpetual Assets offers cryptocurrency self-directed IRAs that allow investors to purchase digital assets such as Bitcoin and Ethereum within a retirement account.
What precious metals does Perpetual Assets offer?
The company primarily provides access to physical gold and silver investments for both personal ownership and retirement accounts. These metals can be stored in insured and segregated vault facilities.
How much does it cost to open a Perpetual Assets IRA?
According to available information, the company’s Self-Directed LLC IRA setup package costs approximately $1,997. Additional maintenance and storage fees may also apply depending on the account structure and investments selected.
Is Perpetual Assets good for beginners?
Perpetual Assets may be better suited for experienced investors who want advanced control over their retirement investments. Because Self-Directed LLC IRAs involve additional compliance responsibilities and higher setup costs, beginners may find traditional Gold IRA providers easier to navigate.
