U.S. Money Reserve Reviews- Is It legit?

Is U.S. Money Reserve a legitimate company? What goods and services do they provide? How are their reviews from customers? Discover everything you need to know about U.S. Money Reserve in this detailed review.

What Is U.S. Money Reserve?

U.S. Money Reserve Reviews

Located in Austin, Texas, U.S. Money Reserve (also known as the United States Rare Coin & Bullion Reserve) is a gold dealer founded in 2001. It acts as a distributor of government-issued gold, silver, platinum, and palladium. The company guarantees “superior customer service” and will assist you in selecting the most suitable precious metals for investment. In addition, client education is provided through videos, special reports, price charts, frequently asked questions, free information packages, executive insights, and press releases.

U.S. Money Reserve Review Summary


Austin, Texas


PO Box 170339

Austin, TX 78717-0021

Year Founded:



Philip Diehl (President)

Angela Koch (CEO)




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U.S. Money Reserve Products & Services

U.S. Money Reserve Products

U.S. Money Reserve sells gold, silver, platinum, and palladium bullion, as well as some collectibles. Listed below are some of the products presently available on the website of U.S. Money Reserve.

  • Gold American Eagle
  • Gold American Buffalo
  • Gold Austria Philharmonic
  • South African Gold Krugerrand
  • Canadian Gold Maple Leaf
  • Pearl Harbor Gold Coin
  • Silver American Eagle
  • Silver Legacy Eagle Coin
  • Pearl Harbor Silver Coin
  • Platinum Canadian Maple Leaf
  • Palladium American Eagle
  • Palladium Canadian Maple Leaf

U.S. Money Reserve Gold IRA

U.S. Money Reserve offers precious metals IRAs in which you can possess gold, silver, platinum, and palladium products that are IRA-approved. The company makes it simple to establish a new IRA account or transfer funds from an existing IRA or 401k into a precious metals IRA. Their online IRA account opening procedure is quick, simple, and secure.

How to Buy from U.S. Money Reserve

The majority of U.S. Money Reserve’s products are available in their online store, making purchasing from them quite simple. You may place your order using either of the two methods listed below.

  1. Online

Browse the company’s online inventory, select the desired items, and add them to your shopping cart. Then, enter your billing information and finish your purchase. Credit cards and bank wires are acceptable payment methods.

  1. Over the Phone

Contact the business via telephone. You will speak with an account executive who will guide you through the product selection and purchase process.

U.S. Money Reserve Fees

U.S. Money Reserve IRA Custodian & Storage

Unfortunately, U.S. Money Reserve does not disclose the depository institutions or IRA custodians with whom they partner to provide storage or custodial services.

Lawsuit Against U.S. Money Reserve

In 2011, U.S. Money Reserve was fined $5 million in consumer restitution. This occurred after the Texas Attorney General’s office discovered that they were engaging in deceptive trade practices by aggressively marketing commemorative gold coins. However, since the 2011 penalty, we have been unable to locate any other lawsuits against the company.

Pros of U.S. Money Reserve

  • Offers client education through investment kits, videos, and other free resources
  • Provides an easy IRA account setup process
  • Waives first-year IRA fees
  • Offers a wide range of IRA of IRA-eligible precious metals
  • Offers a secure online ordering system

Cons of U.S. Money Reserve

  • Multiple customer complaints on the Better Business Bureau (BBB)
  • Does not offer own storage or custodial services
  • Limited reviews and ratings online
  • Does not offer a buyback program

U.S. Money Reserve Reviews, Complaints & Ratings

Based on 102 customer reviews and 28 customer complaints, the BBB assigns U.S. Money Reserve a rating of 3.82 out of 5 stars. Trustpilot rates U.S. Money Reserve with a 3.6 out of 5 based on a single customer review, while Trustlink rates the company with a 5 out of 5 based on a single customer review.

  • BBB: [3.82/5) 
  • Trustpilot [3.6/5] 
  • Trustlink: [5/5] 
  • BCA: [4/5] 
  • Yelp: [1/5] 

Is U.S. Money Reserve Legit?

U.S. Money Reserve is a legitimate organization managed by highly skilled personnel. In addition, it specializes primarily in high-quality government-issued coins.

U.S. Money Reserve FAQ

  • Who Owns the U.S. Money Reserve?

In 2001, a group of gold market specialists established U.S. Money Reserve. Philip Diehl is the current president, and Angela Koch is the current chief executive officer.

  • Does U.S. Money Reserve sell real gold?

U.S. Money Reserve primarily distributes coins and bars issued by the government. Therefore, the gold they sell is certainly real and authentic.

  • What is the best company to buy gold from?

Goldco Precious Metals is the best company to buy gold from due to its complete transparency regarding the purchasing procedure and pricing. Moreover, their IRA fees are lower than those of their competitors.

U.S. Money Reserve Alternatives


U.S. Money Reserve is a gold dealer based in Austin, Texas. It was established in 2001 as a distributor of government-issued precious metals such as gold, silver, palladium, and platinum. In addition to retailing products through its online store, the company assists customers in establishing precious metals IRAs.

Although the company is known for its excellent products, it lacks sufficient online customer reviews and ratings. Additionally, they have numerous negative reviews and complaints on the BBB.

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