In this review, we’ll talk about Goldco, the top-rated gold IRA provider and one of the sector’s fastest-growing businesses. Is Goldco fraudulent? Are there any online complaints against Goldco? Let’s investigate…
Note: With a rating of 5/5 ⭐⭐⭐⭐⭐ overall, Goldco is our top-recommended Gold IRA company for 2025.
Goldco Review Summary.
Minimum Investment: $25, 000
Incentive: 5% back on metals over $50, 000
CEO: Trevor Gerszt
Products and Services: Precious Metals IRAs, Investment-grade Coins, bars
Overall Rating: 5/5⭐⭐⭐⭐⭐
Is Goldco a Scam?
Goldco was founded in 2006 by its current CEO and managing director, Trevor Gerszt. He founded the business primarily to educate clients about the value of holding precious metals like gold and silver as investments.
As a result, the Goldco website is laden with excellent precious metals information to help buyers comprehend the metal varieties on sale. For instance, rare coins, pre-1933 coins, investment-grade coins, and even bars are all covered in detail.
The organization also provides gold and silver IRAs as well as instructional papers outlining how including precious metals in your retirement plan can protect your money from unforeseen future events. We have concluded that they are a reputable business as a result. Goldco is not a scam.
Click the link below to request your Free Gold IRA Guide from Goldco and learn more about their products and fees. Bonus: you will also receive Free Gold Investment DVDs to get you started.
Request Your Free Gold IRA Guide Now>
Goldco Gold IRA Fees
The required minimum purchase at Goldco to start a gold IRA is $25,000. Goldco’s preferred custodian charges a flat annual account service fee which includes a one-time IRA account set-up fee of $50, as well as $30 wire fee. Annual maintenance is $100, and storage is $150 for segregated storage or $100 for non-segregated storage.
Fees for gold storage and custodianship can vary depending on the company you select to handle this services (required by the IRS, as all IRA assets must be managed by a custodian). Depending on the custodian, storage fees can range from $10 to $60 per month, or as a percentage of assets, from 0.35% to 1% annually. Goldco does not charge any storage fees for cash transactions over $25,000.
Is Goldco a Legitimate Company?
Goldco focuses on educating investors as well as selling investment-grade bullion. I appreciate that this business offers some of the lowest fees together with secure storage for gold IRAs. They are a respectable business that will guide you through the rollover process step by step.
Request Your Free Gold IRA Guide Now>
Goldco Complaints
Looks like this company makes an effort to respond to customer complaints filed on online platforms. The only exception is one complaint we found on the ComplaintsBoard that has not been responded to.
It is astonishing that this company has quite a few complaints despite operating for a long time and serving thousands of consumers. Goldco actually has the best BBB rating, an A+, demonstrating its credibility and popularity with investors.
Hence, Goldco still has a monopoly on the market, particularly for precious metals IRAs, notwithstanding a few complaints here and there, which are typical in any other corporation. They provide the greatest customer service in the sector and the lowest storage and administrative fees.
Goldco Lawsuit
Goldco is one of the few precious metals enterprises that has never been sued by a customer, unlike the majority of corporations who have found themselves in hot water after breaking IRS guidelines and other laws. Since Goldco has been operating for thirteen years, there have been no lawsuits brought against them, demonstrating their legitimacy and dependability.
Goldco Products
Along with the comprehensive information and instructive blog entries, that are often updated on their website, Goldco’s team of precious metals specialists is another priceless gem for clients. They are in a better position to inform the customer about everything pertaining to precious metals because they have years of handling experience.
Their representatives guarantee that they will patiently walk you through the process of adding precious metals to your retirement accounts (IRA/401(k)), as well as delivering precious metals to your house upon request.
Rare coins, investment-grade coins, bullion, and bars are all part of Goldco’s wide collection of precious metals (mostly silver and gold). Whichever kind of precious metal you’re seeking can always be found in their catalog.
Goldco Reviews
If we didn’t take a look at consumer reviews and ratings on reliable sites like the Better Business Bureau, our review of Goldco would be lacking. Some of the Goldco ratings are listed below:
BBB- The BBB has given Goldco an outstanding A+ rating based on customer reviews.
BCA- The company has an AAA rating with the Business Consumer Alliance.
Facebook- Goldco has a rating of 4.5 stars on Facebook.
Trustkink- They have a 4.8-star rating after 254 customer reviews and complaints on Trustlink.
Trustpilot- 4.8-star rating on Trustpilot based on 1,532 reviews.
ConsumerAffairs.com- they have a 4.8-star rating after 1687 votes on Consumer Affairs.
Pros
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Precious Metals Specialists
The company employs qualified precious metals specialists who can respond to customer needs in a timely manner. As far as experience is concerned, Goldco has an advantage due to the fact that it has been in operation since 2006.
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Multiple Products
The fact that Goldco’s product catalog offers a variety of items in the form of coins and bullion is beneficial for clients because it allows them to find everything they need under one roof. The majority of the precious metals in their extensive inventory are eligible for IRAs, which is another benefit.
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Excellent Ratings
They have exemplary reviews and ratings on websites like Trustlink, Business Consumer Alliance, and the Better Business Bureau.
Cons
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High Minimum Investment
The minimum investment at Goldco is $25,000. This can turn off investors who want to make modest investments. While rating Goldco, we just identified this one drawback.
Should You Select Goldco for Your Precious Metals Investment?
The numerous positive customer reviews and testimonials are enough to propel Goldco to the highest rankings among Gold IRA companies of 2025. We’ve found that this company is performing better in regard to its relations with customers.
Request Your Free Gold IRA Kit form Goldco Now>
Frequently Asked Questions
Does Goldco operate internationally?
No Goldco operates only within the United States.
Does Goldco store investments for clients?
No, they use third-party custodians to store your investment.
Can Goldco deliver precious metals to your home?
Yes, you can order precious metals from Goldco and have them delivered to your home.
Goldco Review Conclusion
Positive and negative aspects exist for Goldco. Customers have provided them with both negative and favorable feedback. It turns out that the majority of customer problems are trivial and can be quickly fixed by getting in touch with a customer service representative over the phone or through live chat.
Many complaints are made on internet directories since the bulk of complaints come from consumers who are unaware of the available routes for contacting help.
While complaints are a normal aspect of working for a big company, some of them raise serious questions. For instance, you should exercise caution when dealing with businesses that have hundreds of unanswered complaints, as this merely suggests that they don’t value their clients.
